Do electricians need to get workers compensation coverage?
Workers compensation coverage may provide important protections if an employee is hurt on the job, which is certainly a risk anytime employees are working with live wires.
New Hampshire state law usually requires businesses, including electrical services businesses, that have employees to carry workers compensation so that their employees are protected when working. Self-employed electricians who work alone likely don’t need this coverage.
When workers compensation is needed, it might be purchased alongside, or as part of, a small electrical business policy.