Who in New Hampshire should have a manufactured home insurance policy?
Manufactured home insurance is generally the right choice for insuring a mobile or manufactured house. Most New Hampshire homeowners with these types of houses should get a manufactured home policy.
For homeowners who are still servicing a loan on their mobile home, it’s likely that insurance will be a mandatory requirement. Lenders typically require certain protections so that their investment in a home can be recovered if the home becomes a total loss.
Furthermore, residents in some manufactured housing communities might also be obligated to maintain certain insurance coverages. Communities sometimes have their own property or liability insurance requirements.
An insurance agent who specializes in manufactured home insurance can help owners make sure they not only have any required coverages, but ultimately select the coverages that are right for their needs.